Need Help Buying a Home?
Some of these programs may be your answer to home ownership.
Statewide and Regional Programs
Texas Department of Housing and Community Affairs - homebuyer programs, including downpayment and closing cost assistance
U.S. Department of Agriculture Rural Housing - homebuyer programs in rural communities
Texas Affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
Texas Veterans Land Board - assistance for qualified Texas veterans
City Programs Provide Assistance For Qualified Homeowners and Homebuyers
The City of Corpus Christi, through the Neighborhood Services Department, administers several federally-funded and locally funded housing programs. The programs are designed to assist existing homeowners and interested home buyers. Click on a program below to view or download information.
Single Family Rehabilitation Loan Program and Emergency Home Repair Grant Program- assist homeowners with minor and major home repairs. The purpose of these programs is to eliminate substandard housing conditions.
$5,000 Homebuyer Assistance Program- assists homebuyers with purchasing a home by providing a forgivable loan for down payment and closing costs.
New Construction Homebuyer Assistance Program- using local sales tax dollars, provides a $20,000 forgivable loan to buy down the purchase price of a new home. The homebuyer will be required to select a builder and lender from a list of participating builders and lenders. Homebuyer must use their own funds for closing costs. HUD requires that homebuyers be provided with a minimum of 8 hours of homebuyer and homeownership counseling prior to the homebuyer purchasing a home. The City offers these classes at no charge, but the homebuyer must be purchasing a home within the limits of Corpus Christi.
Rental Rehabilitation Loan Program- is designed to assist investors/owners with the rehabilitation of their rental properties by providing a 3 percent loan amortized up to 20 years. The units must be made available to low/mod households.
Existing Inventory Homebuyer Prog- using local sales taxes dollars, provides a $20,000 forgivable loan to assist a homebuyer with buying down the purchase price of a pre-owned home. Homebuyer must use their own funds for closing costs.
MCC Program- designed to make ownership of homes more affordable for first-time home buyers in low to moderate income households.