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Homeownership Programs

Need Help Buying a Home?

Some of these programs may be your answer to home ownership.

Federal Programs

Statewide and Regional Programs

Texas Department of Housing and Community Affairs - homebuyer programs, including downpayment and closing cost assistance

U.S. Department of Agriculture Rural Housing - homebuyer programs in rural communities

Texas Affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need

Texas Veterans Land Board - assistance for qualified Texas veterans

Texas State Affordable Housing Corporation

City Programs Provide Assistance For Qualified Homeowners and Homebuyers

City Programs

The City of Corpus Christi, through the Neighborhood Services Department, administers several federally-funded and locally funded housing programs.  The programs are designed to assist existing homeowners and interested home buyers.  Click on a program below to view or download information.

Single Family Rehabilitation Loan Program and Emergency Home Repair Grant Program- assist homeowners with minor and major home repairs.  The purpose of these programs is to eliminate substandard housing conditions.

$5,000 Homebuyer Assistance Program- assists homebuyers with purchasing a home by providing a forgivable loan for down payment and closing costs.

New Construction Homebuyer Assistance Program- using local sales tax dollars, provides a $20,000 forgivable loan to buy down the purchase price of a new home. The homebuyer will be required to select a builder and lender from a list of participating builders and lenders.  Homebuyer must use their own funds for closing costs. HUD requires that homebuyers be provided with a minimum of 8 hours of homebuyer and homeownership counseling prior to the homebuyer purchasing a home. The City offers these classes at no charge, but the homebuyer must be purchasing a home within the limits of Corpus Christi.

Rental Rehabilitation Loan Program- is designed to assist investors/owners with the rehabilitation of their rental properties by providing a 3 percent loan amortized up to 20 years. The units must be made available to low/mod households.

Existing Inventory Homebuyer Prog- using local sales taxes dollars, provides a $20,000 forgivable loan to assist a homebuyer with buying down the purchase price of a pre-owned home. Homebuyer must use their own funds for closing costs.

MCC Program- designed to make ownership of homes more affordable for first-time home buyers in low to moderate income households.

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